Quick Links

apply now
Car Loan Housing Loan Personal Loan SME Loan

Online Tour FAQs Privacy and Security
Not yet enrolled? Go to your CBS branch now!
Online Tour FAQs Privacy and Security


As of February 9, 2016

''Rates are subject to change

without prior notice

Currency Buying Selling
US$ 47.450 47.950

View more






For your banking concerns, please call us at (632) 988-9555
Monday to Friday: 8:30 AM - 5:30 PM, Manila time; or BSP Financial Consumer Protection Department at (02) 708-7087.

For ATM card related concerns, please call our ATM Center at
(632) 885-5423 to 5425 Monday to Saturday: 6:00 AM - 10:00 PM
Sunday: 8:30 AM - 5:30 PM, Manila time.



CBS Sta. Ana-Manila Hemady now open for service
China Bank Savings (CBS)—retail banking arm of China Banking Corporation—expanded its branch network with the simultaneous opening on February 5 of CBS branches in the thriving commercial areas of Santa Ana, Manila and New Manila, Quezon City.



China Bank Savings offers bancassurance products
China Bank Savings (CBS), the retail arm of China Banking Corporation, and Manulife China Bank Life Assurance Corporation (MCBLife) have formed a strategic alliance to offer bank customers low-premium bancassurance products that cover insurance, savings and investment plans.



CHOM No. 15-460 on Non-Acceptance of Check with Erasures, Alterations, and/or Deficiencies
Effective January 4, 2016, China Bank Savings will no longer accept any checks that:
1. Show or indicate erasures or alterations on its face, regardless of signature or initials that appear to indicate authorization of the alteration or erasure.
2. Do not indicate the date, payee, amount payable in figures, amount payable in words (except for checks issued by banks such as MC/Cashier’s checks, Demand Drafts using a check writer), or signature of Drawer/s.






    PERSONAL Consumer Loan Products  Personal Loans




    Now Open Nationwide       Learn more!

    The Easi-Funds Personal Loan Product is a non-collateral multi-purpose loan facility offered to salaried/self-employed individuals in need of instant cash payable in equal monthly amortization.

          •     Loan availment is thru Manager's Check deposited to bank account or credit to CBS account.
          •     Monthly add-on rate and fixed term repayment of 12, 18, 24, 36 or 48 months.
          •     Repayment is via issuance of post-dated checks


    Key Benefits:

          •     Minimal documentation
          •     No collateral
          •     Flexibility of purpose and quick disbursal


         Minimum Loan Amount: Twenty Thousand Pesos (PhP 20, 000)
         Maximum Loan Amount: One Million Pesos (PhP 1, 000, 000) 

    Repayment: Equal monthly amortization
    Rates and Tenor:


    Effective Yield (per month)

    Factor Rate

    12 months



    18 months



    24 months



    36 months



    48 months




    1. Filipino citizen
    2. Employed / Self Employed
    3. Must be a depositor of Chinabank Corp. (CBC), China Bank Savings Inc. (CBS) and Planters Development Bank
    4. Age should be between 21 to 55 years old at the time of application
    5. Must be a principal credit cardholder
    6. With landline at the place of business
    7. With landline or mobile at the place of residence
    8. Earning at least Php 30,000 per month or Php 360,000 per annum

    1. Completely filled out application form signed by the borrower Download here!
    2. Photocopy of company ID bearing photo and signature
    3. Photocopy of any one (1) valid government issued ID bearing photo and signature(2 IDs if Self Employed)
        a. Passport                                     f. GSIS / SSS ID                         
        b. Drivers License                          g. PRC ID
        c. Digitized TIN ID                           h. Voter's ID
    d. Firearms Licence                        i. Digitized NBI ID
    e. Unified Mutli-purpose ID     
    4. Specimen signatures (beside the ID's)      
    5. Income documents:
         a. Employed - Photocopy of latest 3 months payslip or latest Income Tax Return(ITR) with 1 month payslip
         b. Self Employed - Photocopy of latest 2 years ITR with matched Audited Financial Statement(AFS) and latest 3 months Bank Statements
    6. Photocopy of latest credit card billing statement
    7. Photocopy of DTI registration or SEC papers(for Self - Employed)
    8. List of 3 customers and suppliers with contact details (For Self-Employed, if Applicable)
    For further inquiries, feel free to call us at (02) 945-7391.