| Purchase of House and Lot | 25 years |
| House Construction | 25 years |
| Purchase of a Townhouse Unit | 25 years |
| Purchase of a Condominium | 15 years |
| Purchase of Vacant Residential Lots | 15 years |
| Refinancing/Take out of Vacant Residential Lot/Condo Unit | 15 years |
| Refinancing/Take out of House & Lot/Townhouse | 25 years |